Enabling Taiwanese Enterprises to "Rise" with Innovative Power: Xinhua Bank Fuzhou Branch Comprehensive Implements Technological Financial Policies, Injecting Vigorous Energy into Regional Economic Development

Recently, at a meeting on "Connecting Expertise and Integrating Development," Xinhua Bank's Fuzhou Branch teamed up with relevant institutions to provide Taiwanese enterprises with a full range of technological financial services. In recent years, under the guidance of the bank's headquarters, the Fuzhou Branch has actively implemented its technological financial system, making significant progress in mechanism reforms, product innovation, customer development, and other areas.

Bridging Gaps and Seizing Opportunities

China's technological advancements have broken through global innovation barriers, presenting new opportunities for Taiwanese enterprises on the Chinese mainland. To help Taiwanese enterprises understand mainland policies and financial services, Xinhua Bank's Fuzhou Branch recently organized a meeting on "Expertise and Integrating Development" with the guidance of the city's finance office and in collaboration with the Fuzhou Cross-Strait Stock Exchange Center.

This meeting invited experts from organizations such as the Northbound Stock Exchange, the Fuzhou Cross-Strait Stock Exchange Center, to share their insights on listed company policies, "Expertise" special plates, and other topics. Bank experts also took the stage, sharing their expertise on RMB exchange rate analysis and management strategies, cross-border RMB policies, and the bank's comprehensive services for technology-based enterprises.

This year, Xinhua Bank's Fuzhou Branch has actively implemented a series of measures to support Fujian's exploration of new paths for cross-strait integration development, establishing a demonstration zone for cross-strait integration development. The bank has leveraged its professional advantages, integrated various resources, and comprehensively enhanced its services for Taiwanese enterprises.

Continuously Innovating and Addressing Financial Needs

Servicing the growth of technology-based Taiwanese enterprises is an important part of Xinhua Bank's financial services. As one of the bank's key branches, Xinhua Bank's Fuzhou Branch has actively implemented its headquarters' technological financial system, established a leadership group led by the branch manager, and formed a cross-functional working team to drive the development of technological financial business.

The bank has focused on the "4+4+6" modern industrial layout in Fuzhou, strengthening cooperation with various technology-based enterprises, building a technological financial target customer base, and promoting the comprehensive development of assets through "financing + wisdom" services. The number of registered customers for the bank's technology-based enterprise clients has increased year by year, with over 2,000 clients as of July 2025, including more than 50% of specialized enterprises.

To better serve technology-based enterprises, Xinhua Bank's Fuzhou Branch has actively utilized government policies on various technological industries, developed a comprehensive service plan for small and medium-sized technology-based enterprises in 2025, and provided full-cycle financial services that combine stocks and bonds. The bank has also strengthened regional cooperation with the government, actively supporting innovation through "industry + policy," "park + technology," "finance + finance" angles.

The bank has successfully launched a number of pilot projects, including the Fuzhou City's first batch of technical reform funds, the city's first batch of technological innovation fund loans, and the Fuzhou Province's first batch of technology-based enterprise acquisition loans, among others.

In terms of product innovation, Xinhua Bank's Fuzhou Branch has implemented a "technology flow" credit assessment system, evaluating enterprises based on non-financial indicators such as intellectual property rights and R&D investments. The bank has provided "technology flow" financing services to over 200 clients.

The bank has also established a rapid decision-making mechanism for technological financial lending business, simplifying the approval process and adopting a "limited-time review" system to ensure that funds are quickly available to eligible enterprises.

With professionalism as the pen and innovation as the ink, Xinhua Bank's Fuzhou Branch is continuously writing new chapters in the story of technological financial services, nourishing the growth of technology-based "seedlings" with financial "water," and injecting vigorous energy into regional economic development.