Beware! Avoid Illegal Fundraising Traps
Illegal fundraising refers to situations where units or individuals fail to obtain approval from relevant authorities through legal channels, issuing stocks, bonds, lotteries, investment funds, or other debt instruments to collect funds from the public, and promise to return the principal amount with interest or profits within a certain period.
In recent years, illegal fundraising and financial fraud have become increasingly frequent. Criminals often use false advertising, concept manipulation, etc. to raise funds, which involves large numbers of people and massive amounts of money, causing significant harm to the lawful rights and interests of the general public, disrupting the normal order of the financial market, and creating numerous unstable factors in society.
Refund Fundraising
Criminals use the slogan "shopping is saving" to promote their fraudulent activities, claiming that if consumers make a certain amount of purchases, they will be refunded in batches afterwards. This aims to attract consumers and achieve fundraising goals.
Private Fundraising
Criminals create fake companies and fabricate facts to create an illusion of strong presence, and then use fake debt instruments or promotional slogans like "making money together" to deceive consumers and achieve illegal fundraising goals.
Investment Fundraising
Criminals promise no-risk, guaranteed returns, and high yields through investments in stocks, bonds, or other financial instruments. They use these promises to attract public funds, with some criminals creating fake investment projects or impersonating borrowers to directly collect funds from consumers.
Online Lending Fundraising
Criminals create false investment opportunities by manipulating consumer demands through online lending platforms, using the "new debt, old repayment" scam to collect funds from consumers and achieve fundraising goals.
Social Security Fundraising
Criminals use slogans like "building a retirement home for the elderly" to deceive seniors, promising high returns and low-cost access to quality retirement services, luring them into investing.
China Merchants Bank Credit Card Teaches You How to Identify and Prevent:
If you encounter investment or wealth management projects with the following characteristics, please exercise extreme caution:
1. Those that promise quick returns through advertising;
2. Those that invest in foreign stocks, options, forex, or precious metals;
3. Private equity investments without registration and record-keeping;
4. Investments promising high returns through retirement industry;
5. Investments in virtual currencies or blockchain technologies;
6. "Charity" or "mutual aid" projects;
7. Street or commercial advertisements promoting investments;
8. Organized inspections, travel, or lectures targeting seniors;
9. Companies, websites, and servers based outside the country;
10. Requests to pay in cash or deposit funds into personal or offshore accounts.