Green Water, Blue Mountains Paint a Picture of Financial Future —— Everbright Bank Tianjin Branch Writes a New Chapter in Green Finance
“Green water, blue mountains are as valuable as gold and silver.” Over the past 20 years, this concept has risen from local practice to national strategy, whether it's from ecological civilization to strong nation, or from awareness to institutional construction, one road with green development as its foundation is becoming increasingly clear and firm. During this process of ecological development, the financial system no longer just serves capital flow, but also drives and participates in ecological civilization construction.
Everbright Bank Tianjin Branch has always adhered to the mission of "finance for the people, green development," focusing on the national "dual carbon" strategy, serving as a guide for green transformation, and continuously solidifying the foundation of green finance, expanding the scope of green loans, and improving the depth of green services. By June 2025, Everbright Bank Tianjin Branch's green loan balance exceeded RMB 1.3 billion, green financing balance approached RMB 3 billion, served over 1,800 green enterprises in the region, and continuously ranked among the top in terms of green finance business growth.
Looking back on this green journey, Everbright Bank Tianjin Branch has clearly seen its transformation from "scale" to "depth." The branch relies on the group's "group+industry+project" three-level green financial product system, accurately connecting energy conservation and environmental protection, new energy manufacturing, green construction, and other key industries. It has built a comprehensive model of green financial services from policy guidance to product innovation to scene integration.
Everbright Bank Tianjin Branch has always adhered to the principle of "reproducibility and promotion," focusing on localized exploration of green finance tools, and has successively achieved breakthroughs in Tianjin's first ESG-linked loan, first carbon emission-linked loan, first comprehensive project combining green credit and insurance, and first green certificate-linked loan, among others. Some of these businesses have been incorporated into the group's national "copycat" case library, becoming a benchmark for the industry.
In terms of digitalization in green finance, Everbright Bank Tianjin Branch has built a distributed solar project financing channel on the "Hengfu Platform," and has first implemented online data upload, automatic approval, and same-day review process. This platform has successfully served multiple commercial users, providing small and medium-sized enterprises with low-threshold and quick-response green financing solutions, becoming an important financial node for promoting green power and restructuring energy structure in Tianjin.
With industry as the artery and city as the foundation. Everbright Bank is pushing forward green finance and new industries, economic zones, and ecological civilization construction in key regions such as Binhai New Area, Beichen District, Jinghai District, and others. Through models such as "green+inclusive" and "green+supply chain," it accurately serves small and medium-sized enterprises' green upgrading needs, building a multi-tiered financial service network covering "large enterprises + small and medium-sized enterprises + green projects."
Standing at the 20-year milestone of the "two mountains" concept, Everbright Bank Tianjin Branch will continue to serve as the fundamental purpose of "high-quality development of real economy," with the main task of promoting high-level supply of green finance. It will anchor the "dual carbon" strategy target, deepen the green product system, perfect the green management mechanism, and expand the boundaries of green services, with a stronger financial commitment and more professional service capabilities, to paint a picture of green development for Tianjin.