Full Implementation of Technology Financial Policies by Xingye Bank Fuzhou Branch, Injecting Powerful Energy into High-Quality Regional Economic Development
Recently, at a meeting on "Helping Enterprises and Taiwan-funded Companies with Integrated Development", Xingye Bank Fuzhou Branch, in collaboration with relevant institutions, brought full-scale "tech financial" benefits to tech-type enterprises. Over the past few years, under the guidance of the central government's "five major financial policies", Xingye Bank Fuzhou Branch has actively implemented its parent company's technology finance system, focusing on mechanism and system reform, product innovation, customer construction, and other aspects, with a view to fully implementing national and local technology finance policies.
Building Bridges, Helping Enterprises Seize Opportunities
China's technology is breaking through the global innovation landscape like a chain reaction, and Taiwan-funded companies in mainland China are seeing new opportunities for development. To help Taiwanese enterprises understand mainland policies and financial services, Xingye Bank Fuzhou Branch recently held a meeting on "Integrated Development" under the guidance of the municipal government's finance department.
The meeting invited experts from institutions such as the Shanghai Stock Exchange and the Fuzhou Cross-Strait Equity Exchange to present policies, introduce special boards, and share expertise on topics like RMB exchange rate analysis, management strategies, and comprehensive services for tech enterprises.
This year, Xingye Bank Fuzhou Branch has actively implemented the central government's policy of supporting Fujian Province in exploring new paths for cross-straits integration development, and has built a showcase zone for cross-straits integration development. The bank has also leveraged its professional advantages to integrate various resources, comprehensively improving services for Taiwanese enterprises.
Continuously Innovating, Addressing Financing Pain Points
Supporting the development of tech-type Taiwanese enterprises is part of Xingye Bank Fuzhou Branch's efforts to do well in technology finance. As one of the key branches of the parent company, Xingye Bank Fuzhou Branch has actively implemented its parent company's technology finance system, established a leadership group led by the branch manager, and formed a work team consisting of four core departments to promote tech finance business development.
The bank has focused on the "4+4+6" modernization industry layout in Fuzhou, strengthened cooperation with various tech enterprises, built a target customer group framework, and promoted asset quality and quantity through comprehensive services like "financing + wisdom". The number of accounts for tech-type enterprises has increased year by year, with over 2,000 cooperating companies, including more than 50% specialized in high-tech industries; as of July 2025, the bank's technology finance loans had exceeded 20 billion yuan.
To better serve tech enterprises, Xingye Bank Fuzhou Branch has actively utilized government policies on various tech industries, formulated a comprehensive service plan for small and medium-sized tech enterprises in 2025, and provided full-life cycle financial services to tech enterprises, including stock and debt financing. The bank has also strengthened regional cooperation with the government, focusing on areas like "industry + policy", "park + technology", and "finance + finance".
The bank has successfully launched multiple pilot projects, including Fuzhou's first fund for technological transformation, a carbon-neutral bond loan under the city's technical innovation fund, a comprehensive financing plan for tech startups, and Fujian Province's first tech enterprise takeover loan.
In terms of product innovation, Xingye Bank Fuzhou Branch has implemented a "tech flow" credit evaluation system, using non-financial indicators like intellectual property and research investment to assess the potential of enterprises. The bank has also established a rapid decision-making mechanism for tech finance loan applications, streamlining approval procedures and providing optimal comprehensive financing solutions and efficient approval mechanisms to ensure timely capital availability.
With professionalism as the brushstrokes and innovation as the ink, Xingye Bank Fuzhou Branch is continuously writing new chapters in technology finance, nurturing the growth of tech innovation "seedlings" with financial "water", and injecting powerful energy into high-quality regional economic development.
(Review: He Xin)